Protect your luxury home with comprehensive coverage tailored for high-value properties. Safeguard your investment and lifestyle with peace of mind.

• Higher dwelling limits with custom rebuild valuations
• Coverage for specialty finishes, fine art & jewelry (optional)
• Enhanced additional living expenses after a covered loss
• Personal liability with higher limits and umbrella options

Keep your rental income secure. Coverage designed for landlords to protect the building, loss of rent, and liability exposures.

• Building & landlord contents coverage
• Loss of rental income after insured damage
• Premises liability & voluntary medical payments
• Optional vandalism by tenant and sewer backup

Leaving your home unoccupied? Get protection against risks like vandalism, fire, and weather damage with our vacant house insurance.

• Vacant dwelling coverage with flexible terms
• Vandalism, fire, wind/hail (per form)
• Liability for premises exposure
• Optional theft & water backup (where available)

Protect your condo from the inside out—coverage for your unit, improvements, and personal liability beyond the condo corporation’s policy.

• Unit improvements & betterments
• Personal property & additional living expenses
• Personal liability & voluntary medical
• Loss assessment (where applicable)

Own a duplex? Our specialized insurance covers both units, protecting your property, tenants, and liability under one simple policy.

• Building coverage for both units
• Liability for owner-occupied and/or rental units
• Loss of rental income after insured loss
• Optional water, earthquake, and equipment breakdown