Accidents can happen anytime. Protect your business assets and defend against third-party claims with tailored property and liability coverage.

• Building, equipment, and contents protection
• Commercial General Liability for injury/property damage
• Options for tenants’ legal liability and medical payments
• Loss of income after an insured peril

Coverage for owned or leased premises, including equipment and stock, plus CGL for third-party claims arising from your operations.

• Property: building, contents, equipment, stock
• General Liability + optional Umbrella
• Business interruption
• Water/earthquake options (where available)

Meet job requirements with proof of insurance and timely certificates—tailored cover for trades and contractors.

• Contractors Liability & Tools/Equipment
• Course of Construction (project specific)
• Quick COIs to meet timelines
• Optional pollution/professional (where applicable)

Modular protection designed for small businesses—no one-size-fits-all bundles here.

• Property & Liability core cover
• Employment Practices Liability options
• Cyber and equipment breakdown add-ons
• Life/Key Person options

Broad protection for commercial strata plans covering common property, liability, and specialty risks.

• Building & common contents
• Equipment breakdown & electronics
• Council members liability & fidelity
• Voluntary workers accident cover

From excavation to completion, insure your construction project’s materials, structure, and operations.

• Structure & components under build
• Contractors equipment & liability options
• Flexible term limits by project
• Debris removal & soft costs (by form)

Protect inventory, facilities, logistics and liability exposures unique to wholesale operations.

• Stock & contents with peak season options
• Transit & cargo add-ons
• General liability & product liability
• Business interruption

Contract surety solutions: bid bonds, performance bonds, and labour & material payment bonds.

• Facilities for contractors
• Fast turnaround on bond requests
• Guidance on prequalification

Defend against third-party claims of bodily injury or property damage under a CGL policy.

• Premises/operations liability
• Products/completed operations
• Voluntary medical payments
• Umbrella/excess options

End-to-end cargo protection with coverage for common logistics risks and swift claims support.

• Transit, reefer breakdown, debris removal
• Freight charges & trans-shipment
• High limit options

Specialized transportation insurance solutions built on 30+ years of experience.

• Cargo & pollution liability
• Private auto, D&O, warehousing, bonding
• Prorate & truck insurance options

Comprehensive protection for c-stores—from refrigerated stock to forecourt exposures.

• Stock, equipment & spoilage
• Liability incl. premises/forecourt
• Risk management guidance

Affordable protection tailored for janitorial businesses working at client premises.

• General liability & care, custody, control options
• Employees & volunteers coverage options
• Tools & equipment